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Rental Insights for ZIP Code 95065 (Santa Cruz, CA)

Housing Rentals in ZIP Code 95065 (Santa Cruz, CA)

95065 ZIP Code in California

An In-depth Dive Into Housing Rentals in ZIP Code 95065

The 95065 ZIP Code is primarily located in Santa Cruz, CA in Santa Cruz County. The median housing rent payment in this region of California is $2,167 per month. About 33.0% of housing units in this Santa Cruz County ZIP Code are occupied by renters, while the region has an approximate rental vacancy rate of 1.1%.

The median rent in ZIP Code 95065 of $2,167 per month is 44% higher than the aggregate California median monthly rent of $1,503, and is 104% higher than the $1,062 the median monthly rent in the U.S. overall. Approximately 40.6% of residents in ZIP Code 95065 have a monthly rent payment between $2,000 and $2,499. That is 203% higher than in California overall, in which 13.4% of total state residents pay between $2,000 and $2,499 per month for housing. Just 4.8% of renters in this Santa Cruz, CA region pay between $500 and $999 per month for rent.

ZIP Code 95065 Rental FAQs and Quick Facts

Monthly Rent in ZIP Code 95065

See the chart below for a comparison of monthly rental costs in ZIP Code 95065, California, and also in the U.S. as a whole.

This chart visualizes housing rental cost ranges in ZIP Code 95065 along with those in the state of California and the U.S. overall. For example, what percentage of renters pay between $1,000 and $1,499 monthly.

Rental Cost in ZIP Code 95065

See the table below for the regional comparison of monthly rental costs.

Cost ZIP 95065 California U.S.
Less than $500 11.3% 4.9% 9.4%
$500 to $999 4.8% 16.5% 36.2%
$1,000 to $1,499 10.0% 28.6% 30.0%
$1,500 to $1,999 10.3% 23.2% 14.0%
$2,000 to $2,499 40.6% 13.4% 5.6%
$2,500 to $2,999 14.7% 6.9% 2.4%
$3,000 or more 8.2% 6.7% 2.4%

Rent Cost vs. Income in ZIP Code 95065

Renters in ZIP Code 95065 use an estimated 30.74% of their income to cover their monthly rent payments. That is about 2% lower than in California overall. The estimate for California overall is 31.23% of income used for housing rent payments. In comparison to the U.S. as a whole, ZIP Code 95065 renters use about 3% more of their income to cover rent expense. Household income figures for ZIP Code 95065 come in higher than in California as a whole. The median annual household income in ZIP Code 95065 of $104,464 sits approximately 39% higher than the overall California median income of $75,235 and approximately 66% higher than median income of $62,843 in the U.S. as a whole.

Rent as a Percentage of Income in ZIP Code 95065

See the chart below for a comparison of monthly rent cost vs. household income in ZIP Code 95065, California, and also in the U.S. as a whole.

This chart visualizes monthly rent cost as a percentage of household income in ZIP Code 95065 along with the same calculations in the state of California and the U.S. overall. For example, what percentage of renters pay 15.0 to 19.9 percent of the monthly household income toward rent.

Rent as a Percentage of Income in ZIP Code 95065

See the table below for the regional comparison of monthly rent as a percentage of household income.

Rent Cost as % of Income ZIP 95065 California U.S.
Less than 15.0 percent 18.8% 10.3% 13.1%
15.0 to 19.9 percent 3.2% 11.2% 12.9%
20.0 to 24.9 percent 13.0% 12.2% 12.9%
25.0 to 29.9 percent 11.1% 11.5% 11.6%
30.0 to 34.9 percent 5.4% 9.6% 9.1%
35.0 percent or more 48.4% 45.2% 40.5%

Household Income in ZIP Code 95065

See the table below for the regional comparison of annual household income in ZIP Code 95065.

Income ZIP 95065 California U.S.
Less than $10,000 1.6% 4.8% 6.0%
$10,000 to $14,999 2.9% 4.1% 4.3%
$15,000 to $24,999 4.1% 7.5% 8.9%
$25,000 to $34,999 5.1% 7.5% 8.9%
$35,000 to $49,999 5.3% 10.5% 12.3%
$50,000 to $74,999 15.5% 15.5% 17.2%
$75,000 to $99,999 13.0% 12.4% 12.7%
$100,000 to $149,999 18.4% 16.6% 15.1%
$150,000 to $199,999 10.8% 8.9% 6.8%
$200,000 or more 23.3% 12.2% 7.7%

Household Income in ZIP Code 95065

See the chart below for a comparison of annual household income figures in ZIP Code 95065, California, and also in the U.S. overall.

This chart visualizes annual household income in ZIP Code 95065 alongside the same figures for the state of California and also for the entire U.S.

Miscellaneous Related Stats on ZIP Code 95065

See the table below for the regional comparison of miscellaneous data and information related to housing, rentals, and income in ZIP Code 95065.

ZIP 95065 California U.S.
Median Housing Rent $2,167 $1,503 $1,062
Renter-Occupied Housing Units 33.0% 45.2% 36.0%
Rental Vacancy Rate 1.1% 3.6% 6.0%
Average Size of Renter-Occupied Unit 2.74 2.88 2.49
Average # of Bedrooms Per Unit 2.78 2.63 2.75
Percent of Income Spent on Rent 30.74% 31.23% 29.83%
Per Capita Income $52,445 $36,955 $34,103
Median Household Income $139,757 $106,916 $88,607
Living Below the Poverty Line 2.3% 9.6% 9.5%

Summary of Rental-related Data and Stats for ZIP Code 95065

In ZIP Code 95065 (Santa Cruz, CA), and estimated 33.0% of housing units are occupied by renters. This region has an approximate rental vacany rate of 1.1%.

The per capita income in 95065 is estimated at $52,445, which goes along with an estimated median household income of $139,757. About 2.3% of residents in this Santa Cruz County region live below the poverty line.

Among renter-occupied units in this ZIP, the average occupancy is 2.74 occupants, while the units have an aggregate average size of 2.78 bedrooms per unit.

Renters in this ZIP-defined region spend an average of 30.74% of their income on housing rental costs.

Rental FAQs for ZIP Code 95065

1

What is the median monthly rent in ZIP Code 95065?

Median rent for housing in ZIP Code 95065 in Santa Cruz County in California is approximately $2,167 per month.
2

Is it expensive to rent in ZIP Code 95065?

Rent in ZIP Code 95065 is higher than average in the state of California overall. The median monthly rent of $2,167 in ZIP Code 95065 is approximately 44% higher than the California median of $1,503. Additionally, median rent in this Santa Cruz, CA region ($2,167) is about 104% higher than median monthly rent cost of $1,062 in the U.S. overall.
3

Are high-priced rentals common in ZIP Code 95065?

High-priced rentals are more common in ZIP Code 95065 than in California overall. The percentage of rentals in ZIP Code 95065 that cost $3,000 or more per month (8.2%) is about 22% higher than the California rate of 6.7% that cost that much. Additionally, the overall U.S. rate of 2.4% paying $3,000 or more per month is about 242% lower than the aforementioned 95065 rate of 8.2%.
4

Are affordable rentals common in ZIP Code 95065?

Affordable rentals are less common in ZIP Code 95065 than in California overall. The percentage of housing rentals in ZIP Code 95065 costing $999 or less per month (16.1%) is approximately 25% lower than the California rate of 21.4% that fall in that range. In addition, the aggregate U.S. rate of 45.6% paying $999 or less per month is about 65% higher than the previously mentioned 95065 rate of 16.1%.
5

What is the most common cost range that rentals fall into in ZIP Code 95065?

The most common range for rental cost in ZIP Code 95065 is between $2,000 and $2,499 per month. About 40.6% of renters in 95065 pay in this range for monthly rent. In comparison, approximately 13.4% of renters in the state of California fall in the between $2,000 and $2,499 range, and 5.6% of overall U.S. renters fall in this range.
6

Does ZIP Code 95065 have a high rental vacancy rate?

The rental vacancy rate in ZIP Code 95065 is lower than the rental vacancy rate in the state of California overall. Rental vacancy of 1.1% in ZIP Code 95065 is about 69% lower than the California rate of 3.6%. Looking more broadly, rental vacancy in this Santa Cruz, CA region (1.1%) is an estimated 82% lower than the estimated rental vacancy rate of 6.0% in the U.S. overall.
7

What is the average household income in ZIP Code 95065? How does it compare to other California regions?

Median household income in ZIP Code 95065 is higher than in the state of California overall. Annual household income of $104,464 in ZIP Code 95065 is about 39% higher than the California median of $75,235. Additionally, median household income in this Santa Cruz, CA region ($104,464) is approximately 66% higher than median household income of $62,843 in the U.S. as a whole.
8

How much of their income do renters in ZIP Code 95065 spend on housing costs?

Renters in ZIP Code 95065 spend a lower amount of their income on rent costs than do renters in California overall. Renters in ZIP Code 95065 spend an estimated 30.74% of their income on rent payments, which is about 2% lower than the overall California estimated rate of 31.23%. In addition, the aggregate U.S. estimated rate of 29.83% of income spent on housing rental costs is about 3% lower than the ZIP Code 95065 estimated rate of 30.74%.
9

Do renters in ZIP Code 95065 typically spend a large portion of their income on rent payments?

It is uncommon for renters in ZIP Code 95065 to spend a large portion of their income on monthly housing. The percentage of renters in ZIP Code 95065 spending 30 percent or more of their income on rent costs (53.8%) is approximately 2% lower than the California rate of 54.8% that spend that much. In addition, the overall U.S. rate of 49.6% paying 30 percent or more of their income on rent costs is about 8% lower than the aforementioned 95065 rate of 53.8%.
10

What is the average household size of renter-occupied units in ZIP Code 95065?

The average household size of renter-occupied units in ZIP Code 95065 is lower than in the state of California overall. Annual household size of 2.74 in ZIP Code 95065 is about 5% lower than the California median of 2.88. Additionally, median household size in this Santa Cruz, CA region (2.74) is approximately 10% higher than median household size of 2.49 in the U.S. as a whole.

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